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Low Rates. Low Fees. Fast Closings.

New home loan in Texas?   Lone Star Financing comes in lower than the big banks and provides top notch customer service. Call today for a free consultation and let us earn your business.
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Proud to Serve Our Texas Veterans

VA home loans in Texas – We specialize in VA mortgages and have consultants on standby to say “Welcome Home and Thank You for Your Service”.
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Texas FHA Mortgage Experts

FHA Home Loans in Texas – Only 3.5% Down Payment Required, lower minimum credit scores and higher Debt to Income Percentage, great for 1st Time Home Buyers
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USDA Rural Home Loans

USDA Home loans offer 100% financing for properties located in rural areas.  Great for 1st time homes buyers or those wanting to live in the country.  Call today to learn more.

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Low Rates.

Low Fees.

Fast Closings.

New-Home-LoansNew Home Purchase

Texas Home Loans

  • Jumbo & Non-Conforming
  • Texas home loans up to 3 Million
  • Great Rates, Terms
  • Up to 90% loan to value

Texas FHA Home Loans

Advantages of FHA Mortgages

  • Low Down Payments
  • Easier Credit Qualifying
  • Down Payment Assistance Allowed
  • Higher Debt to Income Ratios

New-Home-LoansTexas VA Home Loans

Advantages of VA Home Loans

  • Zero Down up to $417,000
  • No Debt to Income Restrictions
  • No Monthly MI
  • Jumbo with Down Payment

Mortgage Refinance

Mortgage Refinancing Advantages

  • Zero Down Payments
  • Low Monthly MI
  • Closing Costs Can Be Rolled In
  • Repairs Can Be Rolled In
Credit Scores as low as 580 FICO
Put to 100 percent financing available

Texas Home Loans – Why Lone Star Financing?

Need a new home loan in Texas? Lone Star Financing is a preferred mortgage lender in Texas that specializes in FHA Home Loans , VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Jumbo Loans and Mortgage Refinance. As a direct mortgage lender we offer local Texas underwriting which enables our underwriter’s to make quicker decisions and process our loans quickly. We are a technology driven company and offer a level of customer service second to none. ‘Low Rates, Low Fees and Fast Closings’ is our motto and why more Texas residents are choosing Lone Star Financing for their Texas Home Loans and Texas Mortgage Refinance. With an array of Texas home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. From FHA home loans for the first time home buyers to VA home loans for our Texas Veterans we can find the perfect home loan for each individual borrower. Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred lender in Texas.

  • Direct Mortgage Lender with Low Rates & Low Fees
  • Our Goal is to Close All Loans in 28 Days or Less
  • Local underwriting and closing for fast approval & funding
  • No-Obligation Loan Estimate
  • Local Texas Customer Service

As a local Texas mortgage company, we have the flexibility to underwrite your loan using common sense underwriting. Unlike many Texas mortgage companies that focus primary on rate and high pressure sales, we educate you on the best home loan program for your individual needs, structure your mortgage according to your finances, and offer the lowest possible rates available. We will walk you step by step through the Texas home loan process and keep you informed every step of the way. Thank you for considering Lone Star Financing as your home loan partner in Texas, we look forward to earning your business and forging a long term relationship. Apply online or call today for same day home loans approvals!

About Lone Star Financing

Home Loans in Texas

Texas Branch Manager, Russel StoutRussell Stout NMLS#4567432

Texas Branch Manager
(800) 960-4565
Russell is a University of Texas finance graduate and has been helping people with their mortgages for more than a decade.  Let Russell and his team help you with your next home loan or mortgage refinance and learn why more Texans are choosing Lone Star Financing!

Lower Rates, Better Service – Get A Quick Quote!

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