Your Denton, TX Lender for New Home Loans and Refinancing
Lone Star Financing is your trusted Denton, Texas mortgage lender, helping homebuyers secure the right financing with clarity and confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to the Denton market—whether you’re buying your first home or refinancing.
As an independent mortgage broker, we work with 20+ wholesale lenders to deliver competitive pricing, expanded loan options, and efficient closings. We offer low rates on FHA loans, VA loans, Conventional mortgages, Jumbo home loans, and Mortgage Refinancing—providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- No Cost Estimates
- VA, FHA & Jumbo Loans
- Texas Customer Service
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Denton FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/Denton-FHA-Home-Lender.jpg" "Denton FHA Home Loan Lenders")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Explore Our Denton Home Loans
New Home Loans
Buying a new home in Denton, TX? We specialize in new purchases and offer a multiple home loan options.
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Ultra Low Rates
Conventional Loans
Conventional loans provide competitive terms, lower interest rates and reduced mortgage insurance costs.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
FHA home loans are an excellent choice for first-time buyers in Denton, yet they’re available to all qualified borrowers.
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
As a VA-approved lender in Denton, we offer competitive rates and dedicated support to help our Texas veterans.
- Zero down
- No Monthly PMI
- No DTI Restrictions
- Jumbo Loan Options
Mortgage Refinance
Take advantage of lower rates and refinance your Denton home to secure better terms and maximize your savings!
- Lower Monthly Payment
- Shorten Mortgage Term
- FHA Streamline
- VA IRRRL’s
Cash Out Refinance
Tap into your home’s equity with a Texas Cash-Out Refinance—enjoy competitive rates and flexible terms.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
A Better Way to Finance Your Home
Choosing Lone Star Financing means working with a mortgage broker that puts your outcome first. With access to 20+ wholesale lenders, we secure competitive pricing, flexible loan options, and financing solutions tailored to your goals.
Our hands-on guidance, clear communication, and local market expertise lead to smoother approvals and faster closings—making Lone Star Financing the smart choice for homebuyers and homeowners.
Close on Time
Our goal is to close every loan in 21 days or less, delivering fast approvals and dependable, on-time funding through our mortgage broker network.
Low Rates
Denton, TX mortgage lender for FHA, VA, USDA and conventional home loans and refinancing.
Service
Denton mortgage company with top-notch customer service. We will be with you at every step from application to closing.
Denton, TX Home Loan Experts
We make home financing fast and stress-free with competitive rates, quick closings, and a seamless digital experience. Our streamlined platform lets you apply online, upload documents, and move toward approval in just a few simple steps—backed by hands-on guidance from our expert team.
Whether you’re buying or refinancing in Denton, Lone Star Financing delivers speed and certainty. With in-house underwriting and processing, we typically close in 21 days or less, helping you move forward with confidence.
Local Denton Mortgage Company
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Denton, TX mortgage lender offering customized home loan solutions backed by local expertise. From first-time buyers to investors seeking DSCR loans, we deliver a smooth, stress-free experience from application to closing.
Serving Homebuyers Across North Texas
In addition to Denton, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Allen Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Real Estate Snapshot
As we move through 2025, the Denton real estate market continues to offer a variety of options for homebuyers and investors alike. Currently, there are 513 resale and new homes listed in the Denton MLS, including six open houses available for viewing. Additionally, 103 homes are in pre-foreclosure, providing potential opportunities for buyers looking for deals in the market. Search all homes for sale in Denton, TX.
Furthermore, as of March 2025, the average listing price for homes for sale in Denton, TX, stands at $364,236. This figure reflects current market trends and gives buyers an idea of what to expect when searching for a home in the area. Whether you’re a first-time homebuyer, an investor, or looking to refinance, staying informed about the latest market updates can help you make the best financial decisions.
