Midland Home
Loan Experts
More loan options, better rates, and personalized guidance from a trusted Midland mortgage broker
⭐ Midland Mortgage Broker – Low Rates & Fast Closings
Your Midland Mortgage Broker for New Home Loans & Refinancing
Buying a home in Midland, TX? Lone Star Financing is a trusted mortgage broker helping local buyers secure the right loan with confidence. We offer competitive rates, flexible options, and personalized service for first-time and move-up buyers.
With access to 20+ lenders and wholesale pricing, we deliver lower rates and faster closings. We offer FHA, VA, Conventional, Jumbo, and mortgage refinance—making the process simple, clear, and stress-free.
- FHA, VA & Jumbo Loans
- Wholesale Pricing
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions in Midland, TX.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Why Choose Lone Star Financing?
Lone Star Financing is your trusted Midland mortgage expert, providing personalized home loan guidance backed by local market knowledge. We help homebuyers finance with confidence at every stage of the process.
Explore FHA, VA, DSCR, Conventional, and Jumbo financing options designed to help Midland homebuyers, homeowners, and investors achieve their real estate goals with competitive rates and flexible lending solutions.
Start Your Pre-ApprovalClose on Time
Our goal is to close every loan in 21 days or less- with streamlined processing, we deliver fast approvals and on-time fundings.
Wholesale Pricing
As a mortgage broker we offer lower rates and more loan options compared to traditional mortgage banks.
Personalized Service
As a local Midland mortgage lender, we provide exceptional customer support, guiding you every step of the way.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Sr. Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Trusted by Midland Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Adriana Castro
Highly recommend Lone Star Financing. They were professional, helpful, and made the home loan process simple and stress-free. The team stayed responsive and guided us clearly every step of the way.
Julianne Fogle
Fantastic experience from start to finish. The process was smooth, communication was clear, and the team made everything easy to understand. I would absolutely recommend Lone Star Financing to anyone buying a home.
Joshua Hayden
Great experience working with Lone Star Financing. The team was knowledgeable, responsive, and made the entire process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker.
Midland Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Midland home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Midland Mortgage Lending
CALL (855) 314-8080
- Low Rates & Low Fees
- Close in 21 Day or Less
- No-Obligation Loan Estimate
- Local Customer Service
Lone Star Financing is a trusted mortgage broker in Midland, TX, offering low rates, minimal fees, and fast approvals through local Texas underwriting. Our streamlined digital platform and personalized service make buying or refinancing simple, with FHA, VA, and Texas USDA loan options available. Our mission is to deliver exceptional service and become your mortgage broker for life. Discover why Midland homebuyers trust Lone Star Financing for a smooth, reliable experience.
2026 Midland, TX Real Estate
Midland Real Estate Snapshot — Located in the southern plains of West Texas, Midland currently has 723 resale and new homes on the market, including 97 properties in pre-foreclosure, auction, or bank-owned stages. As of June 2026, the median listing price in Midland is $356,040, reflecting a 6.7% year-over-year increase. View all homes for sale in Midland, TX.
