⭐ Top-Rated Mortgage Broker for Amarillo Homebuyers
Amarillo Mortgage Broker for New Home Loans & Refinancing
Buying a home in Amarillo, TX? Lone Star Financing is a trusted Texas mortgage broker helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for purchases and refinancing.
As a broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings. We offer FHA, VA, Conventional, and refinance loans—delivered with clear guidance and a simple, stress-free process.
- Mortgage Broker
- Wholesale Pricing Access
- More Loan Options
- FHA, VA & Conventional
- Low Rates & Fast Close
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Amarillo mortgage broker, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make home financing simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and standout service at every step—so you can move forward with confidence.
Fast Close
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Better Rates
Lower Rates, Lower Fees and Fast Closings. FHA, VA, and USDA loan options.
Great Service
We put our clients first, offering exceptional customer service and ensuring a smooth, stress-free experience from start to finish.
Amarillo Home Loan Experts
Welcome to Lone Star Financing, your trusted mortgage broker in Amarillo, TX. We offer competitive rates, fast closings, and a streamlined digital experience that makes getting approved simple and stress-free.
Since 2007, we’ve earned our reputation through integrity, transparency, and outstanding service. Whether you’re buying your first home or using an FHA or VA loan, our team is here to help—apply online today to get prequalified.
Buying a home in Amarillo or planning to refinance? Lone Star Financing is here to help. As a trusted mortgage broker, we provide competitive rates, fast pre-approvals, and personalized loan solutions tailored to your goals. From FHA and VA to USDA loan programs, we connect you with the right options through our network of lending partners.
Why Choose Lone Star Financing:
- Access to Multiple Lenders & Loan Programs
- Competitive Rates & Low Fees
- No-Obligation Loan Estimates
- Local Amarillo Support
- Fast Closings
We combine local expertise with a streamlined process to deliver a smooth, efficient experience from start to finish. With a focus on low rates, low fees, and fast closings, Lone Star Financing is a trusted partner for Amarillo homebuyers and homeowners alike.
Better Rates. Lower Fees. Faster Closings.
Lone Star Financing is a trusted mortgage broker in Amarillo, TX, with over 20 years of experience helping Texans close home loans. We deliver better rates, lower fees, and a streamlined process—so your loan moves forward smoothly and efficiently.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Ryan Wood
Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Lisa Collins
Loan Officer
NMLS #2689135
Trusted by Amarillo Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Adriana Castro
Highly recommend Lone Star Financing. They were professional, helpful, and made the home loan process simple and stress-free. The team stayed responsive and guided us clearly every step of the way.
Julianne Fogle
Fantastic experience from start to finish. The process was smooth, communication was clear, and the team made everything easy to understand. I would absolutely recommend Lone Star Financing to anyone buying a home.
Joshua Hayden
Great experience working with Lone Star Financing. The team was knowledgeable, responsive, and made the entire process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker.
Amarillo Mortgage Company
CALL TODAY (855) 314-8080
- Mortgage Broker
- Wholesale Pricing Access
- USDA, VA and FHA loans
- Texas Customer Service
Looking for a trusted mortgage broker in Amarillo, TX? Lone Star Financing offers low rates, low fees, and fast approvals with local Texas underwriting for quick closings. Our tech-driven platform and dedicated team make home purchases and refinancing simple and stress-free, including FHA, VA, and USDA loan options.
Our goal is to deliver exceptional service and become your mortgage lender for life—not just one transaction. Discover why Amarillo homebuyers trust Lone Star Financing for a smooth, reliable mortgage experience.
Amarillo Real Estate Snapshot
- Median sale price: In May 2026, the median sale price for a home in Amarillo was $263,300, which is a 4.2% increase from the previous year.
- Days on market: Homes in Amarillo are selling after an average of 64 days on the market, which is a 11-day increase from the previous year.
- Number of homes sold: 192 homes were sold in Amarillo, which is a 1.7% increase from the previous year. Browse photos, see new properties, get open house info, and search for homes for sale in Amarillo, TX.
