Allen Home Loans & Refinancing from a Trusted Texas Lender
Lone Star Financing is a trusted Allen, TX mortgage lender committed to helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized guidance tailored to today’s Allen buyers — whether you’re purchasing your first home or accessing equity through a cash-out refinance, we’re here to help every step of the way.
We work with 20+ wholesale lenders to deliver competitive rates, flexible loan options, and fast closings. We specialize in FHA loans, VA loans, Conventional mortgages, Jumbo loans, and Mortgage Refinancing—providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- Multiple Lender Options
- VA, FHA & Jumbo Loans
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Allen FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/fha-3.jpg" "Allen Texas lenders for FHA home loans")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Your Local Allen, TX Mortgage Lender
As an independent mortgage broker, Lone Star Financing shops your loan across multiple wholesale lenders to secure competitive rates, lower fees, and flexible options that many banks can’t offer. We structure financing strategically to help you save money and close efficiently.
With strong knowledge of the Allen market, we provide fast approvals, clear communication, and personalized guidance — whether you’re buying, refinancing, or tapping your home’s equity with a Texas Cash-Out Refinance.
Close on Time
Close in as little as 21 days - mortgage brokers with dedicated processor to ensure fast approvals and timely funding.
Low Rates
Allen, TX Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
As a trusted Texas lender, we’re with you every step of the way. See why Allen homeowners choose us!
A Better Way to Finance Your Home
Welcome to Lone Star Financing, your trusted mortgage lender in Allen, TX. We simplify home financing with competitive rates, fast closings, and a seamless digital experience that lets you apply online, securely upload documents, and track your loan from start to finish—all with ease and clarity.
Whether you’re purchasing a home or refinancing, our experienced team guides you every step of the way. With in-house underwriting and processing, we typically close in 21 days or less, and as an FHA and VA-approved lender, we’re proud to serve Allen homebuyers with speed, confidence, and local expertise.
Allen, TX Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Allen, TX mortgage lender offering competitive rates, fast approvals, and in-house processing for a smoother, faster home loan experience. Whether you’re buying or refinancing, we deliver quick closings with clear guidance from application to closing.
Serving Homebuyers Across North Texas
In addition to Allen, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
2026 Allen, TX Real Estate
Allen Real Estate Snapshot — Despite higher interest rates, the Allen housing market remains strong. As of January 2026, the median home price reached $546K, up 28.4% year over year. According to Trulia, Allen currently has 511 active new and resale listings, including 29 open houses, with 73 properties in various stages of foreclosure. Search homes for sale in Allen, TX.
In the competitive Allen mortgage market, Lone Star Financing stands apart with personalized service and home loan options traditional banks and brokers can’t match. We deliver competitive rates, transparent fees, and on-time closings—backed by our Texas commitment to doing things right. Lone Star Financing is your trusted mortgage lender in Allen, TX.
