Irving Home Loans
Made Simple
More loan options, better rates, and personalized guidance from a trusted Irving mortgage broker
⭐ Irving Mortgage Broker – Low Rates & Fast Closings
Your Irving Mortgage Lender for Home Loans & Refinancing
Lone Star Financing is a trusted Irving mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan programs, and personalized guidance tailored to today’s Irving market—whether you’re buying, upgrading, or refinancing.
As a mortgage broker, we work with more than 20 wholesale lenders to provide competitive rates, a wider range of loan options, and a streamlined path to closing. We specialize in FHA, VA, Conventional, Jumbo, and Refinance loans, helping Irving homebuyers secure the right financing for their individual needs.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Local Texas Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Irving borrowers.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Why Choose Lone Star Financing?
As a trusted Irving mortgage lender, Lone Star Financing delivers competitive rates, on-time closings, and personalized guidance every step of the way. Our experienced loan officers help you understand your options, navigate the process, and secure the right financing with confidence.
From first-time homebuyers to seasoned homeowners, our Irving mortgage team provides personalized guidance, competitive rates, and a smooth financing experience from application to closing.
Start Your Pre-ApprovalClose on Time
With fast approvals, responsive communication, and access to 20+ lenders, our goal is to help you reach the closing table in 21 days or less.
Wholesale Pricing
Access wholesale mortgage pricing and compare multiple loan options to secure competitive rates and financing solutions that traditional banks often can't match.
Personalized Service
We are Local to Dallas-Fort Worth and provide top-notch customer support for homebuyers in Irving. We will be with you at every step from application to closing.
Texas Home Loans, Done Right!
Lone Star Financing is a trusted Irving mortgage broker delivering competitive rates, fast closings, and a seamless digital mortgage experience. Our secure online platform simplifies the process from application to approval, making home financing faster and more convenient. Since 2007, we’ve helped Texas homebuyers and homeowners achieve their goals through personalized guidance, transparent communication, and exceptional service.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Neal Pyles
Loan Officer
NMLS #1929617
“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”
“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”
“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”
Irving Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Irving home loan options with Lone Star Financing. We help Texas buyers and homeowners secure competitive rates, low fees, and fast closing solutions.
Our Irving Home Loans
CALL TODAY (855) 314-8080
- Low Rates Low Fees
- Close in as little as 21 Days
- No-Obligation Loan Estimate
- Local Customer Service
Serving Homebuyers Across North Texas
In addition to Irving, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Allen Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Homebuyers Across Texas — Wherever you call home, Lone Star Financing is here to help. We provide competitive mortgage financing and refinancing solutions for borrowers throughout Texas, including South Texas, Central Texas, West Texas, and beyond.
South Texas Lending
Central Texas Lending
2026 Irving Real Estate
Irving Real Estate Overview — Located in North Texas within the Dallas–Fort Worth Metroplex, Irving offers a diverse housing market. As of January 2026, there are 653 active new and resale listings, including 28 open houses, with 203 properties in various stages of foreclosure. The average home listing price in Irving is $433,245. Search all homes for sale in Irving, TX.
Learn more about community services and development initiatives through the City of Irving.
