Dallas Home Loans
Made Simple
Mortgage broker in Dallas with low rates, more loan options, and local expertise you can trust
⭐ Dallas Mortgage Broker – Low Rates & Fast Closings
Trusted Dallas Home Loan & Refinance Experts
Lone Star Financing is a trusted Dallas mortgage broker helping homebuyers secure financing with confidence. We offer competitive rates, flexible loan options, and personalized service for purchases and refinances.
With access to 20+ lenders, we deliver wholesale pricing, lower rates, and fast closings. We offer FHA, VA, Conventional, Jumbo, DSCR, and refinance solutions tailored to Dallas homebuyers and investors.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Local Dallas Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Dallas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for Dallas real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Dallas borrowers.
Better Rates. More Options. Faster Closings.
Dallas Mortgage Rates
Compare Dallas mortgage rates for home purchases and refinances, including Conventional, FHA, VA, USDA, and Jumbo loan programs.
Get a Free Rate Quote
Receive customized mortgage rates in seconds and compare loan options, payment estimates, and financing scenarios with no obligation.
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The Lone Star Advantage
Why Choose Lone Star Financing?
Lone Star Financing is your trusted Dallas mortgage expert, delivering personalized home loan guidance backed by in-depth knowledge of the local market. We work closely with you to identify the right financing based on your goals, budget, and timeline.
We offer competitive FHA, VA, DSCR, Conventional, and Jumbo loan options designed for a wide range of homebuyers and property types across Dallas.
Start Your Pre-ApprovalClose on Time
Our goal is to close every loan in 21 days or less. Mortgage broker with fast approval and on-time fundings.
Wholesale Pricing
As a mortgage broker we offer access to wholesale pricing which means lower rates and more loan options than traditiional mortgage bank.
Personalized Service
As a local Dallas mortgage lender, we provide exceptional customer support, guiding you every step of the way.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Ryan Wood
Loan Officer
NMLS #1757471
Trusted by Dallas Homebuyers
Real feedback from Lone Star Financing clients across Texas.
Daniel Ramirez
2 months ago
★★★★★
Jen made our first home mortgage process easy and stress-free. She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing.
Sharon Darby
3 months ago
★★★★★
Outstanding experience with Lone Star Financing, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose.
Bettis Morelock
3 months ago
★★★★★
Brett is so helpful. Quality service. Can’t recommend enough.
Dan Andrews
4 months ago
★★★★★
I don’t typically write reviews, but I wanted to acknowledge the excellent service from this company. Chien was knowledgeable, responsive, and a pleasure to work with.
Luke
4 months ago
★★★★★
I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient, and efficient. She was always available when we needed to contact her and secured us a great rate.
Chuen Leik Low
4 months ago
★★★★★
Amazing service from Lone Star Financing. Chien was knowledgeable, responsive, and made the mortgage process effortless. We always knew what was happening and felt in great hands.
Dallas Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Dallas home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Local Dallas Mortgage Brokers
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Dallas mortgage broker offering customized home loan solutions with local expertise. Our Texas-based team delivers personalized guidance, fast pre-approvals, and a smooth lending experience from application to closing.
Serving Homebuyers Across North Texas
In addition to Dallas, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Allen Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
