⭐ Top-Rated Mortgage Broker for Round Rock, Texas Homebuyers
Your Round Rock Mortgage Broker for Purchase and Refinance
Buying a home in Round Rock? Lone Star Financing is a trusted local mortgage broker offering competitive rates, fast approvals, and a streamlined process tailored to your goals.
With access to 20+ lenders, we offer FHA, VA, Conventional, Jumbo, DSCR, and Refinance options—delivering flexible solutions with clear guidance every step of the way.
- FHA, VA & Conventional
- Wholesale Pricing
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
![Conventional Lenders in Round Rock Texas](https://lonestarfinancing.com/wp-content/uploads/2026/05/New-Home-Loans-TX-e1779665193285.png" "Conventional Home Loan Lenders in Round Rock")
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Round Rock FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/home-buyer-11-scaled-e1779665487404.jpg" "Round Rock FHA Lenders")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Round Rock mortgage team, delivering competitive rates, on-time closings, and a smooth lending experience. With access to 20+ lenders, we shop your loan to secure the best pricing and terms for your goals.
Our team provides personalized guidance and clear communication from start to finish. Whether you’re purchasing a new home or needing a cash-out refinance, we make home financing simple, efficient, and stress-free.
Close on Time
We aim to close every loan within 21 days. In-house processing and on-time funding.
Low Rates
Your local Round Rock mortgage broker with competitive rates, low fees, and fast, reliable closings.
Service
Local Round Rock mortgage company for outstanding customer service and a stress-free experience start to finish
Your Local Round Rock, TX Mortgage Lending Experts
At Lone Star Financing, we know the right mortgage starts with the right team. Since 2007, we’ve helped Round Rock homebuyers and homeowners secure competitive financing with responsive service and transparent guidance—earning our place among Texas’s top mortgage companies. From FHA and VA to Conventional and Jumbo loans, we deliver tailored solutions and a smooth, efficient path to closing.
Lone Star Financing, based in Austin, TX, is proud to be a preferred broker for Round Rock and the surrounding areas. As licensed mortgage broker, we can close loans anywhere in Texas, whether you’re buying a new home or refinancing an existing one. We offer a full range of home loan products with competitive rates, low fees, and fast closings. With in-house underwriting and processing, we make faster decisions than traditional brokers, often closing loans in 30 days or less. As a locally-owned Texas mortgage company, we take a “common sense” approach to underwriting, providing flexibility and personalized service. Our mission is simple: to deliver integrity, outstanding customer service, and transparent lending practices. This approach has helped us become one of the leading mortgage companies in Round Rock, TX. We’re also an approved lender for FHA, VA, and Conventional loans, ensuring we can meet the diverse needs of Texas homebuyers. Contact us today or apply online, and we look forward to earning your business!
Real People. Local Expertise. Better Service.
Lisa Collins
Loan Officer
NMLS #2689135
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Sr. Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Trusted by Round Rock Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Kevin Koch
Working with Lone Star Financing was an outstanding experience from start to finish. Brett and his team were incredibly professional, knowledgeable, and responsive every step of the way. They made what could have been a complicated process feel smooth and stress-free.
Adriana Castro
Highly recommend Lone Star Financing. They were professional, helpful, and made the home loan process simple and stress-free. The team stayed responsive and guided us clearly every step of the way.
Kevin Martin
I’ve worked with Chris Lederer for well over a decade. He always makes the loan process seamless and goes the extra mile for his clients. His approach, service, and dedication make you feel like you’ve known him your entire life.
Your Round Rock Mortgage Broker
CALL TODAY (855) 314-8080
Lone Star Financing delivers a secure digital mortgage experience with fast pre-approvals and expert guidance, helping Round Rock homebuyers and homeowners finance confidently with modern technology and trusted local expertise. VA, FHA, Jumbo and DSCR loan options available.
Serving Homebuyers Across Central Texas
In addition to Round Rock, Lone Star Financing provides mortgage solutions throughout Central Texas. Below are nearby cities where we also offer home loan and refinancing services.
Round Rock TX Real Estate (2026)
Round Rock, TX Real Estate Snapshot – In April 2026, the average home price in Round Rock for new purchases is $471,342. This value is seasonally adjusted and only includes the middle price tier of homes. Round Rock is North of Austin, TX and popular neighborhoods in Round Rock include Teravista and Forest Cree. There are currently 381 homes for sale in Round Rock, including 17 open houses, and another 154 homes in the pre-foreclosure or auction or in the foreclosure process.
