Your Irving, TX Lender for New Home Loans and Refinancing
Lone Star Financing is a trusted Irving mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan programs, and personalized guidance tailored to today’s Irving market—whether you’re buying, upgrading, or refinancing.
As an independent mortgage broker working with 20+ wholesale lenders, we deliver better pricing, more options, and faster closings. We provide competitive rates on FHA home loans, VA financing, Conventional mortgages, DSCR loans, and mortgage refinance options—backed by clear guidance and a personalized approach that keeps the process simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- FHA, VA & Jumbo Loans
- Fast Approvals
- Texas Customer Service
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Irving FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/Irving-FHA-Home-Loan.jpg" "Irving FHA Lenders")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Trusted Irving, TX Mortgage Experts
Your trusted Irving mortgage lender, Lone Star Financing delivers competitive rates, reliable on-time closings, and personalized guidance from start to finish. Our experienced Texas-based loan officers take the time to understand your goals, explain your options clearly, and keep your loan on track—so you can move forward with confidence at every step.
Close on Time
With in-house underwriting and closing, we ensure fast approvals for a smooth and stress-free process.
Low Rates & Fees
Irving Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Irving's trusted lender, known for exceptional customer service, low rates, and fast closings.
A Better Way to Finance Your Home
Lone Star Financing is a trusted Irving, TX mortgage broker offering competitive rates, fast closings, and a streamlined digital loan experience. Our secure, technology-driven platform makes it easy to apply, upload documents, and get approved quickly. Since 2007, we’ve built our reputation on integrity, transparency, and exceptional service—guiding Irving homebuyers and homeowners through every stage of purchase and refinance.
Lone Star Financing is a leading mortgage lender in Irving, Texas, recognized for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make swift decisions to streamline your loan process. With our technology-driven approach and a dedicated team of expert loan officers, we deliver exceptional customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their preferred mortgage lender in Irving, TX.
We specialize in new home purchases and offer FHA, VA, and conventional home loans with ultra-low rates, minimal fees, and quick closings. From application to closing, we ensure a smooth and hassle-free experience. Call us today to find out why so many borrowers in Irving trust Lone Star Financing as their top mortgage partner.
- Direct Lender
- Low Rates
- Local Underwriting
- Fast Closings
Lone Star Financing—your trusted mortgage lender in Irving, TX, for new home purchases and refinancing. Learn more About Us
Our Irving Home Loans
CALL TODAY (855) 314-8080
- Low Rates Low Fees
- Close in as little as 21 Days
- No-Obligation Loan Estimate
- Local Customer Service
Looking for a trusted mortgage lender in Irving, TX? Lone Star Financing offers competitive home loans and refinancing options, including USDA, VA Loans, and Texas FHA Loans for first-time buyers. With local underwriting and fast approvals, our experienced team guides you through every step—whether you’re buying, refinancing, or financing a new construction home in Irving.
Serving Homebuyers Across North Texas
In addition to Irving, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Allen Lewisville McKinney Mesquite Plano Richardson Wichita Falls
2026 Irving Real Estate
Irving Real Estate Overview — Located in North Texas within the Dallas–Fort Worth Metroplex, Irving offers a diverse housing market. As of January 2026, there are 653 active new and resale listings, including 28 open houses, with 203 properties in various stages of foreclosure. The average home listing price in Irving is $433,245. Search all homes for sale in Irving, TX.
