Low Rates. Low Fees. Fast Closings.

Fort Worth Home
Loan Experts

Mortgage broker in Fort Worth with low rates, more loan options, and local expertise you can trust

✓ Fast Pre-Approvals ✓ Apply in Minutes ✓ No Impact to Credit
Fort Worth mortgage lender helping homebuyers secure competitive home loan financing

⭐ Fort Worth Mortgage Broker – Low Rates & Fast Closings

Your Fort Worth Mortgage Broker for Home Loans & Refinancing

Lone Star Financing is a local Fort Worth mortgage lender offering low rates, flexible loan options, and personalized service.

As a mortgage broker, we provide access to more than 20 wholesale lenders, giving our clients better rates, more loan options, and faster closings. Whether you’re buying your first home or refinancing your current mortgage, Lone Star Financing is here to help every step of the way.

Your local Fort Worth mortgage company for new home loans and mortgage refinancing
Why Lone Star Financing
 
Fast. Secure. No Obligation.
Choose Your Loan Path
Select the home loan option that best fits your goals. We’ll help you compare programs, secure competitive pricing, and move forward with confidence.
 
Fort Worth home loans with competitive mortgage rates and low lender fees
New Home Loans

We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.

  • Primary & Secondary Homes
  • FHA, VA & USDA Options
  • Low Down Payment Programs
  • Competitive Rates & Terms
Conventional Loans in Texas
Conventional

Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.

  • 30, 20 & 15-Year Fixed Terms
  • Financing Up to $832,750
  • Primary & Secondary Homes
  • Up to 95% Financing Available
Fort Worth FHA home loans with 3.5% down payment financing
FHA Loans

FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.

  • Low 3.5% Down Payment
  • Flexible Credit Guidelines
  • 203(k) Renovation Financing
  • Ideal for First-Time Buyers
Fort Worth VA home loans for veterans and active-duty military borrowers
VA Loans

Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.

  • Zero Down Payment Options
  • No Private Mortgage Insurance
  • Flexible Credit Guidelines
  • Exclusive Benefits for Veterans
Fort Worth mortgage refinance helping homeowners lower payments and save money
Refinance Loans

Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.

  • Lower Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinancing
  • VA IRRRL Refinance Options
Fort Worth DSCR loans for rental properties and real estate investors
DSCR Loans

DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.

  • Financing Up to $3 Million+
  • No Tax Returns or W-2s
  • Qualify Using Rental Income
  • Multifamily, Airbnb & STR Eligible

Better Rates. More Options. Faster Closings.

Lone Star Financing is a trusted Fort Worth mortgage lender dedicated to helping homebuyers find the right home financing solutions. We offer low rates, low lender fees, and personalized service. Whether you're buying a home in Fort Worth, refinancing your current mortgage, or exploring FHA, VA, USDA, jumbo, or conventional loan options, we've got you covered.
25+ LENDERS
LOW RATES
4.9 RATING
LONE STAR FINANCING

Fort Worth Mortgage Rates

Compare Fort Worth mortgage rates for home purchases and refinances, including Conventional, FHA, VA, USDA, and Jumbo loan programs.

Fort Worth home loan  rate quotes from Lone Star Financing
PERSONALIZED RATE QUOTES

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Receive customized mortgage rates in seconds and compare loan options, payment estimates, and financing scenarios with no obligation.

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The Lone Star Advantage

Why Choose Lone Star Financing?

Lone Star Financing is a trusted Fort Worth mortgage broker helping homebuyers and homeowners secure competitive rates, low fees, and personalized mortgage solutions. Whether you're purchasing a home or refinancing, we're here to make the process simple and stress-free.

Whether you're buying a home or refinancing, our experienced team delivers personalized guidance, responsive communication, and a smooth mortgage experience from application to closing.

Start Your Pre-Approval
Start Your Pre-Qualification Online

Close on Time

Close in as little as 21 days - mortgage brokers with dedicated processor to ensure fast approvals and timely funding.

Wholesale Pricing

As a mortgage broker we offer access to wholesale pricing which means lower rates and more loan options.

Personalized Service

Local Fort Worth Mortgage Broker Offering Competitive Rates and Exceptional Service

Real People. Local Expertise. Better Service.

Debbie Odell

Debbie Odell

Sr. Loan Officer

NMLS #1121045

Glen Dicken

Glen Dicken

Loan Officer

NMLS #313548

Brett Dempsey

Brett Dempsey

Branch Manager

NMLS #2014728

Mark Dusza

Mark Dusza

Sr. Loan Officer

NMLS #860825

Ryan Wood

Ryan Wood

Loan Officer

NMLS #1757471

Google Reviews

Trusted by Texas Homebuyers

4.9 ★★★★★
Read Our Reviews

“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”

“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”

“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”

Local Fort Worth, TX mortgage company

FORT WORTH HOME LOANS:

CALL TODAY (855) 314-8080

Serving Homebuyers Across North Texas

In addition to Fort Worth, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.

Arlington    Carrollton    Dallas    Denton    Garland    Grand Prairie    Allen    Irving    Lewisville    McKinney    Mesquite    Plano    Richardson    Wichita Falls  

Statewide Mortgage Service

2026 Fort Worth Real Estate

Fort Worth, TX Real Estate – As of January 2026, the average home price in Fort Worth rose 8.6% year-over-year to $356,750. Statewide, the median price climbed 16.3% to $311,400. Currently, Fort Worth has 3,138 new and resale homes on the market, including 83 open houses. View all homes for sale in Fort Worth 

Fort Worth, TX is one of the fastest-growing cities in the U.S., blending modern living with classic Texas charm. Known for its diverse culture, strong business opportunities, historic Stockyards, and world-class entertainment, Fort Worth is consistently ranked among the best places to live. Compared to other major Texas cities, Fort Worth also offers more affordable housing and a lower overall cost of living.