Denton's Trusted
Mortgage Experts
More loan options, better rates, and personalized guidance from a trusted Denton, TX mortgage broker
⭐ Denton Mortgage Broker – Low Rates & Fast Closings
Denton Mortgage Lender for Home Loans & Refinancing
Lone Star Financing is a trusted Denton, TX mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to the Denton market—whether you’re purchasing a home or refinancing an existing mortgage.
We specialize in FHA loans, VA loans, Conventional mortgages, Jumbo loans, and Mortgage Refinancing, delivering expert guidance and a stress-free lending experience from application to closing.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Local Texas Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Denton FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/Denton-FHA-Home-Lender.jpg" "Denton FHA Home Loan Lenders")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Denton borrowers.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Why Choose Lone Star Financing?
Choosing Lone Star Financing means working with a mortgage broker that puts your outcome first. With access to 20+ wholesale lenders, we secure competitive pricing, flexible loan options, and financing solutions tailored to your goals.
Our hands-on guidance, clear communication, and local market expertise lead to smoother approvals and faster closings—making Lone Star Financing the smart choice for Denton homebuyers and homeowners.
Start Your Pre-ApprovalClose on Time
Our goal is to close every loan in 21 days or less, delivering fast approvals and dependable, on-time funding through our mortgage broker network.
Wholesale Pricing
As a mortgage broker, we provide access to wholesale lender pricing, giving you more competitive rates, greater loan flexibility, and financing options that often aren't available through traditional banks.
Personalized Service
Based in Denton, TX, we offer exceptional support from application to closing, guiding you every step of the way.
Denton, TX Home Loan Experts
We make home financing fast and stress-free with competitive rates, quick closings, and a seamless digital experience. Our streamlined platform lets you apply online, upload documents, and move toward approval in just a few simple steps—backed by hands-on guidance from our expert team.
Whether you’re buying or refinancing in Denton, Lone Star Financing delivers speed and certainty. With in-house underwriting and processing, we typically close in 21 days or less, helping you move forward with confidence.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Ryan Wood
Loan Officer
NMLS #1757471
“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”
“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”
“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”
Denton Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Denton home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Local Denton Mortgage Company
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Denton, TX mortgage lender offering customized home loan solutions backed by local expertise. From first-time buyers to investors seeking DSCR loans, we deliver a smooth, stress-free experience from application to closing.
Serving Homebuyers Across North Texas
In addition to Denton, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Allen Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Homebuyers Across Texas — Wherever you call home, Lone Star Financing is here to help. We provide competitive mortgage financing and refinancing solutions for borrowers throughout Texas, including South Texas, Central Texas, West Texas, and beyond.
South Texas Lending
Central Texas Lending
Real Estate Snapshot
As we move through 2026, the Denton real estate market continues to offer a variety of options for homebuyers and investors alike. Currently, there are 513 resale and new homes listed in the Denton MLS, including six open houses available for viewing. Additionally, 103 homes are in pre-foreclosure, providing potential opportunities for buyers looking for deals in the market. Search all homes for sale in Denton, TX. The average listing price for homes for sale in Denton, TX, stands at $354,236.
