Your Arlington, TX Lender for New Home Loans and Refinancing
Lone Star Financing is your trusted Arlington, Texas mortgage lender, helping homebuyers secure the right financing with clarity and confidence. We deliver competitive mortgage rates, flexible loan programs, and personalized guidance—whether you’re purchasing or refinancing we’ve got you covered!
As an independent mortgage broker, we partner with more than 20+ wholesale lenders to unlock ultra low pricing, expanded loan options, and efficient closings. We specialize in FHA home loans, VA loans, Conventional loan, Jumbo mortgages, and Refinance Options —providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Low Rates & Low Fees
- Free Good Faith Estimate
- VA, FHA & Jumbo Loans
- Texas Customer Service
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
A Better Way to Finance Your Home
As an independent mortgage lender, Lone Star Financing compares your loan across a network of wholesale lenders to deliver competitive rates, reduced fees, and flexible solutions beyond what most banks provide. We strategically structure your financing to maximize savings and ensure a smooth, on-time closing.
From first-time buyers to seasoned homeowners, our knowledge of Arlington neighborhoods, pricing trends, and local lending nuances empowers you to move forward with confidence at every stage of the home loan process.
Close on Time
Our goal is to close every loan in 21 days or less, delivering fast approvals and reliable, on-time funding through our mortgage broker network.
Low Rates
Arlington, TX Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
Based in Arlington, TX, we offer exceptional support from application to closing, guiding you every step of the way.
Arlington’s Trusted Home Financing Experts
Lone Star Financing is a locally owned Texas mortgage company built to serve Texas homebuyers. Our team understands local markets, lending guidelines, and the realities of buying a home in Texas—allowing us to deliver personalized guidance and smart financing solutions tailored to your goals.From first-time buyers to experienced homeowners, we provide clear, honest advice and a streamlined lending experience rooted in Texas values from application through closing.
Serving Homebuyers Across North Texas
In addition to Arlington, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Allen Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Arlington, TX Real Estate (2026)
Arlington Real Estate Snapshot — As of January 2026, there are 1,433 active new and resale homes in Arlington, including 73 open houses. An additional 373 properties are in pre-foreclosure, auction, or bank-owned stages. The average listing price for homes in Arlington is $402,477, according to Trulia market data.
Located just west of Dallas, Arlington is a dynamic city blending education, outdoor recreation, and major sports attractions. The city is home to the University of Texas at Arlington, scenic trails and wildlife at River Legacy Parks, and world-class entertainment at AT&T Stadium, home of the Dallas Cowboys.
